<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
    <!-- 메인 페이지 -->
    <url>
        <loc>https://youmoney.co.kr/</loc>
        <changefreq>daily</changefreq>
        <priority>1.0</priority>
    </url>

    <!-- 커뮤니티 목록 -->
    <url>
        <loc>https://youmoney.co.kr/community_list.php</loc>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
    </url>

    <!-- 서비스/인터넷 페이지 -->
    <url>
        <loc>https://youmoney.co.kr/internet.php</loc>
        <changefreq>weekly</changefreq>
        <priority>0.7</priority>
    </url>
    <url>
        <loc>https://youmoney.co.kr/service.php</loc>
        <changefreq>weekly</changefreq>
        <priority>0.7</priority>
    </url>

    <!-- 커뮤니티 개별 글 (최근 500개, active만) -->
    <url>
        <loc>https://youmoney.co.kr/community_view.php?id=71</loc>
        <lastmod>2026-11-03</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.6</priority>
    </url>
</urlset>
